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Profile photo of a State Farm Agent named: Jose Gutierrez
State Farm® Insurance Agent

Jose Gutierrez

Jose Gutierrez Ins Agcy Inc

Office Hours

Mon-Fri
9am - 5pm
Sat-Sun
Closed
After Hours by Appointment

Address

3414 W. Ball Road Suite L
Anaheim, CA 92804-3726

Would you like to create a personalized quote?

Would you like to create a personalized quote?

Office Info

Office Hours

Mon-Fri
9am - 5pm
Sat-Sun
Closed
After Hours by Appointment
Call or text us 24 hours a day!

Contact me to schedule a virtual meeting

Address

3414 W. Ball Road Suite L
Anaheim, CA 92804-3726

Languages

English, Spanish

I can help you understand California new auto liability coverage law

New California law requires an increase in the minimum limits of motor vehicle liability insurance coverage for any private passenger autos, commercial business or recreational vehicles. The law, Bill 1107, goes into effect on January 1, 2025.

Will this impact my insurance policy?

The new law increases the minimum limits for coverages related to the liability portion of your auto insurance policy. This includes uninsured motor vehicle coverage. The new minimum liability limits will increase to 30,000/60,000/15,000* beginning January 1, 2025. All existing policies with lower limits will renew at the new minimum limits on or after January 1, 2025, as mandated by this new state law. If your coverages are increased to comply with the new minimum requirements, there could be an impact on your cost.

*What do the three numbers mean?

The numbers 30/60/15 represent the monetary limits of your liability coverage shown on your declarations page:

  • The first number, 30 or $30,000, is the maximum coverage for bodily injury liability for one person injured in one accident.

  • The second number, 60 or $60,000 is the maximum coverage for bodily injury liability for all persons injured in one accident.

  • The third number, 15 or $15,000 is the maximum coverage for property damage liability in one accident.

Why is this happening now?

Implementing changes required by a new law can take months. While the law is going into effect now, the process to implement these changes was set in motion in 2022 after the law was passed.

What is the reason for this change?

The current limits have not been adjusted for more than 56 years. The change provides more protection for California drivers since services associated with these coverages, like medical and repair costs, have risen significantly in that time.

How will this work? Do I need to do anything?

No action is required. All existing policies with lower limits will renew at the new minimum limits on or after January 1, 2025, as mandated. Call me to review all your coverages and review potential discounts.

When will this happen?

The new law goes into effect January 1, 2025. Customers who are impacted will see the change in their next policy renewal after that time.

Jose Gutierrez is a seasoned insurance professional with a wealth of knowledge and expertise accumulated over his impressive 14-year career. Starting as an associate with a State Farm agent, Jose quickly recognized the profound impact insurance has on our communities, particularly in times of unexpected events. Proudly hailing from Orange County, California, he holds a deep connection to his roots and is a devoted parent to two wonderful children, aged 9 and 3.

While Jose's office is located in Anaheim, California, his commitment to serving customers extends throughout the entire state. Alongside his dedicated team, he ensures exceptional service and comprehensive coverage for all personal insurance needs. Whether it's home insurance, condo insurance, personal liability umbrella insurance, jewelry insurance, renters' insurance, auto insurance, motorcycle insurance, health insurance, med-supplement insurance, life insurance, pet insurance, Jose and his team are equipped to assist.

In addition to supporting individuals and families, Jose also extends his expertise to business owners. By offering a wide range of services such as DBA business insurance, corporate business insurance, insurance business office insurance, professional insurance, workers' compensation insurance, E&O insurance, business auto insurance, commercial auto insurance, rental property insurance, apartment insurance, and HOA insurance, he ensures that business owners have the necessary coverage to protect their ventures.

With Jose Gutierrez and his team, the emphasis is on providing exceptional service, guidance, and assistance to all customers. Feel free to reach out and discover how they can assist you.

Thank you for visiting my site.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Mutual Funds

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At our core, we are driven by a mission to empower individuals in navigating life's uncertainties, supporting them in times of unexpected challenges, and helping them achieve their aspirations. As a team of highly knowledgeable professionals, we provide comprehensive insurance coverage in California, covering areas such as auto, health, life, renters, and homeowners insurance. Our aim is to ensure that our customers are equipped with the necessary tools and guidance to confidently manage risks, protect their well-being, and transform their dreams into reality.

Our team is led by an experienced and knowledgeable insurance professional with a remarkable track record of over 14 years in the industry. With a strong foundation built during their tenure as an associate with a State Farm agent, they gained valuable insights into the profound impact that insurance has on communities, particularly in times of unexpected events. Their passion for the field drives them to go above and beyond in assisting individuals and businesses in navigating the complexities of insurance, ensuring they have the necessary coverage to recover from unforeseen circumstances. With their deep understanding of how insurance works and its ability to safeguard communities, they are dedicated to providing exceptional service and support to our customers.